How Bank of Colorado Drove $28M in Commercial Deposit Growth with ZEscrow

Industry

1031 Exchange

Challenge

Bank of Colorado sought a scalable platform to automate manual escrow subaccounting, ease compliance, and grow commercial deposits across multiple verticals — not just one niche.

Results

Within 12 months, Bank of Colorado grew commercial deposits by $28M and now holds $44M total — driven by title companies, property managers, nonprofits, and healthcare organizations.

Key Product

ZEscrow

www.bankofcolorado.com/

$28M

Commercial Deposit Growth

$44M

Total Deposits Held

62%

Subaccount increase

Verticals served

ZEscrow has truly streamlined our subaccounting processes, providing both efficiency and peace of mind. The platform’s intuitive interface and responsive support have made implementation seamless for our team, allowing us to deliver an even higher level of service to our commercial clients.

Alex Austin

Director of Treasury Management, Bank of Colorado

About Bank of Colorado

Bank of Colorado is a community bank headquartered in Fort Collins, CO, with $7.6 billion in assets and 47 branches across the state. Known for its deep commitment to commercial clients, the bank has grown its treasury and fiduciary capabilities to serve a wide range of industries — from title companies and property managers to nonprofit and healthcare organizations.

The Challenge

Bank of Colorado needed a scalable platform to automate manual escrow subaccounting, ease compliance, and grow commercial deposits across multiple verticals — not just one niche. Manual processes were slowing the team down and limiting the bank's ability to win and serve new commercial clients at scale.

The Solution

They deployed ZEscrow to centralize subaccounting online, automate compliance tasks, and integrate directly with their existing business banking interface — freeing their team to focus on clients, not paperwork.

The Results

Within 12 months, Bank of Colorado grew commercial deposits by $28M, scaled to 212 subaccounts across 26 client organizations, and expanded into five verticals including title, property management, healthcare, and nonprofit. During a major 1031 closing cycle, funds peaked at $34.9M — demonstrating the platform's ability to handle high-value, time-sensitive transactions with precision.