Qualified Intermediaries (QIs) still use spreadsheets and old banking tools not built for complex escrow transactions.
At ZSuite, we believe banks and credit unions shouldn’t have to choose between operational efficiency and relationship banking. And that’s exactly where ZEscrow comes in, a digital escrow solution designed to serve every player in the 1031 ecosystem, from treasury teams and commercial bankers to QIs and end clients.
Here’s how ZEscrow is changing the 1031 process and helping banks grow.
For Banks & Credit Unions: Capture the Opportunity Without the Manual Burden
1031 exchanges are often overlooked in commercial strategy, and that’s a missed opportunity. They involve large, time-bound deposits, yet many banks hesitate to support them due to the operational lift.
ZEscrow makes 1031 services easy.
- Automated subaccounting: Open and manage unlimited subaccounts with full audit trails and reports.
- Client portal: QIs can access and track funds securely at any time.
- Boost deposit growth with less work: 1031 funds help increase deposits with no additional staff or risk.
Banks that offer speed, simplicity, and certainty become real partners, not just vendors.
For Treasury & Operations Teams: Reduce Risk, Increase Control
Treasury teams know every 1031 exchange comes with strict deadlines, regulations, and high client expectations. But using old tools can lead to confusion and risk at every step.
ZEscrow brings the process online, where both treasury and operations teams and QIs can stay aligned in one centralized platform. With shared visibility, treasury teams can reduce administrative burden, minimize risk, and gain more time to focus on strengthening commercial relationships.
One treasury leader told us, “Less paperwork is music to my ears.”, and we couldn’t agree more.
For Commercial Clients (QIs): A Better Way to Manage Exchanges
Qualified Intermediaries have a big job in 1031 transactions. They’re responsible for handling funds, meeting deadlines, and keeping clients updated, often with limited digital support.
Banks can and should offer their QIs:
- An intuitive platform to initiate, manage, and close exchanges
- Secure, real-time visibility into account balances and activity
- Automated documentation to support audits and reduce manual record keeping
That level of clarity helps banks build real trust with their clients.
Trust Is the Currency
For QIs, choosing a financial institution to partner with isn’t just about convenience. It’s about confidence. They need to know their banking partner is reliable, accurate, and fully equipped to support complex, time-sensitive transactions.
ZEscrow strengthens that relationship by giving both the bank and the QI full transparency and shared control. When QIs can see what the bank sees — when they’re confident that deadlines are being met and funds are secure — they stay. And they bring more business with them.
ZEscrow isn’t just software. It’s a signal that your bank is committed to making life easier for the clients who trust you most.